top of page

Multiple loan options help our customers get into their mobile mansion without delay.

LAND-HOME LOANS
Land-home loans combine your owned land or land that you wish to purchase with the mobile home you’re purchasing. In this case, a mortgage would be filed, and property taxes will be assessed annually.

HOME ONLY "CHATTEL"
A home-only, or chattel loan is when you purchase your new home by itself without using land. This type of financing typically requires a down payment of at least 5% of the price of a home (including tax). A higher down payment will result in a lower rate of interest and may increase your ability to buy your home.

LAND-IN-LIEU LOAN
This type of loan is similar to a Chattel loan, except with this loan, you may use owned land-in-lieu of a cash down payment. You may also use a combination of both land and cash for your down payment.
bottom of page